Mortgage Rates: Past, Present, and Possible FutureIf you’re hoping to buy a home this year, you’re probably paying close attention to mortgage rates. Since mortgage rates
Dated: October 14 2022
Views: 363
What does homeowners insurance cover?

Homeowners insurance is a form of property insurance that will protect you against damages to the physical structure of your home as well as any personal belongings inside of it. It will also protect you against liablity exposure in case someone is injured on your property during an incident. Homeowners insurance protects your financial interest if your home is damaged or destroyed by a covered peril.
Insurance policies vary between insurers however a typical homeowners insurance policy will help you cover the following:
- The structure of your home and any structure connected to it such as a garage or cellar
- Structures unattached to your home yet still on your property ( sheds, guest house etc.)
- Personal belongings that were damaged inside the structure of your property such as furniture, electronics or appliances
- Loss of use meaning the additional housing and living expenses you will need if your home becomes uninhabitable from covered damages
- Liability coverage in the event that a guest sustains an injury on your property from negligence or uncontrollable circumstances (Be sure to check your policy for details pertaining to this specific coverage as they will vary and may exclude recreational items like pools or trampolines)
Always check over your homeowners insurance policy and consult with your homeowners insurance agent for specific details pretaining to your property.

Mortgage Rates: Past, Present, and Possible FutureIf you’re hoping to buy a home this year, you’re probably paying close attention to mortgage rates. Since mortgage rates
The Many Non-Financial Benefits of HomeownershipBuying and owning your own home can have a big impact on your life. While there are financial reasons to become a homeowner, it's essential
Expert Home Price Forecasts Revised Up for 2023Toward the end of last year, there were a number of headlines saying home prices were going to fall substantially in 2023. That led to a lot
Why It’s Still a Seller’s Market TodayEven though activity in the housing market has slowed from the frenzy that was the ‘unicorn’ years, it’s still a seller&rsquo